Questions before you call
Can I start with a planning question?
Yes. Call to discuss what you want to address and whether it is within the services offered.
How are you paid?
Ask for the written fee schedule, compensation details and relevant disclosures before engaging services.
Can you guarantee investment returns?
No. Investments involve risk, including the possible loss of principal.
Do I need a minimum balance?
Ask about any minimums, eligibility and services that apply to your circumstances.
Can you help with retirement planning?
Ask which planning services are offered and how assumptions, costs and risks are discussed.
What should I bring to the first meeting?
Start with your questions. Confirm an approved secure channel before sharing financial records.
How can I check registration?
Use the owner-verified registration statement and CRD number to check the relevant public records.
Will you provide tax or legal advice?
Do not assume those services are included. Ask which matters require separate advisers.
How often would we meet?
The engagement describes review frequency, services, fees and how to request a meeting.